Skip to content

Reach your goals faster with Premier Savings

A savings account to fit your ambitions and your life
  • Exceptional APY

    Earn 4.02% APY1 on balances of $1,000 or more. Start saving for your future now.

  • No monthly maintenance fees

    A high-interest savings account without the monthly or annual maintenance fees.

  • Insured up to $1 million*

    Your money is insured up to $1 million through FDIC and/or NCUA* at our Participating Institutions.

Maximum savings

Premier SavingsNational Average / Competitor Comparison
Annual Percentage Yield (APY)
4.02%1
0.39%i
Your interest earnings on a $2,500 deposit
$100ii
$10i
i. This reflects the average national savings account interest rate of 0.39% as determined by the FDIC as of August 18, 2025 (FDIC National Rates) and applied to a $2,500 savings amount.
ii. Assumes principal and interest remain on deposit and interest rate and APY do not change. The estimated values are based on a $2,500 savings amount, are shown for illustrative and informational purposes only, and may not apply to your individual circumstances.

High-yield savings account calculator

See how fast you can build up to your goals with our high-yield 4.02% APY¹

Premier Savings account calculators

Initial Deposit

Context Help:
Enter an amount higher than $1,000

Save for

5 years

    Total Savings

    $18,267

    Total interest you’ll earn with Premier Savings

    $3,267
    $603

    1 year

    $1,230

    2 years

    $1,882

    3 years

    $2,561

    4 years

    $3,267

    5 years

    Manage your money on the go

    • Secure 24/7 access to your money
    • View balances, transfer money between accounts
    • You’re in control. Set up real-time alerts
    Download the Upgrade app for iOSGet the Upgrade app for Android

    Joint Accounts New

    New Premier Savings accounts are available as a joint account for two account holders. To open a joint account, select this option when submitting your application.

    FAQ