Our one-page application is quick and easy. Get a decision in seconds – with no negative impact to your credit score.
Choose from amounts you qualify for —between $1,000 and $50,000*— and pay it back over 36 or 60 months with a rate that will never increase.
Accept your loan offer and we'll send your money to your bank account within a day of clearing necessary verifications.
* Loans made through Upgrade feature APRs of 5.66%-35.97%. All loans have a 1% to 5% origination fee, which is deducted from the loan proceeds. For example, a $10,000 loan with a 36 month term and a 18.66% APR (which includes a 5% origination fee) has a required monthly payment of $346.60. The APR on your loan may be higher or lower. Actual rate depends on credit score, credit usage history, loan term and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan.
** Accept your loan offer and your funds will be sent to your bank via ACH within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes this transaction. From the time of approval, funds should be available within four (4) business days. All loans made by WebBank, member FDIC.