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Make a major purchase

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    Loans up to $50,000
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    Affordable monthly payments
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    No prepayment fees
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    Fast funding†

Checking your rate is free and won’t impact your credit score.

Why pay for a major purchase with a large purchase personal loan?

Get low-interest financing so you can make things happen now, and pay for it in installments over time
  • Check your rate online and in minutes

    Find out your rate and how much you qualify for in minutes. No obligation, no cost, and no impact to your credit score.

  • Fast funding†

    You should receive your funds within a day of clearing verifications.

  • Fixed rates and terms

    Low interest rates with fixed terms. A major purchase loan will give you a clear payoff date that you can circle on your calendar.

Major purchase personal loans that make life happen

Get the money you need to cover your large purchase
  • Wedding and Special Occasions

    Plan a one-of-a-kind event and enjoy memories with your loved ones.

  • Dream vacation

    Funds to explore new destinations and expand yourself beyond everyday life.

It's quick and easy to apply for a personal loan online

  • Check your rate

    Apply online in minutes and see your rate with no obligation or impact to your credit score.

  • Choose your personal loan*

    Review multiple loan options and decide which offer is best.

  • Fast funding†

    Accept your loan offer and you should get your money within a day of clearing necessary verifications.

Personal loans through Upgrade are flexible & customizable

Select an offer

Choose your monthly payment that won't ever change and fits your budget.

Loan Amount
$15,000
APR
12.66%
Term
36 months
Monthly Payment
$449.50

Fixed Rate & Term

Pick terms that fit your timeline.

Showing options for a 36 month loan that would provide a faster payoff
Showing options for a 60 month loan that would provide lower payments

A simple breakdown of a personal loan

Get to know the rates, fees and your payback plan

If you're approved for a $10,000 loan with a 17.98% APR and 36-month term...

  • Your APR

    The 17.98% APR includes:

    14.32% yearly interest rate
    5% one-time origination fee ($500)
  • Your money

    You would get $9,500 deposited directly in your account

    $10,000

    $500 = $9,500

  • Your payments

    And, each month you would pay back $343.33 over 36 months

What customers are saying: major purchase loans

Upgrade was able to help me secure a personal loan to help get ahead in life. They were fast and prompt, willing to help me by all means. The representatives were very helpful, friendly, courteous, and I feel went over and beyond to help.

Rating points 5 of 5
JefferyMajor Purchase

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Major purchase loan FAQs

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(844) 319-3909

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See if a personal loan is right for you.

Checking your rate won’t affect your credit score.

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