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Get help paying for a funeral

    Cover funeral costs with a loan up to $50,000
    Funeral financing at competitive and low fixed rates
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Checking your rate is free and won’t impact your credit score.

The last thing you want to be worried about is how to pay for a funeral

Pay for funeral expenses now and pay back the loan in affordable payments over time.

Personal loan reviews from our customers

One of our high interest credit cards had gotten out of hand and was siphoning funds away from our savings goals. It was a responsible step for us to set up a personal loan that will be paid off in a set time period at much less interest. Because of Upgrade, I can now see our family living debt-free.

Laura S.

It's quick and easy to apply for a personal loan online

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Review multiple loan options and decide which offer is best.

Fast funding†

Accept your loan offer and you should get your money within a day of clearing necessary verifications.

Personal loans through Upgrade are flexible & customizable

Select an offer

Choose your monthly payment that won’t ever change and fits your budget.

Breakdown of a loan offer, including the loan amount of $15000, an APR of 12.66%, a 36 month loan term, and a monthly payment amount of $449.50

Fixed Rate & Term

Pick terms that fit your timeline.

Showing options for a 36 month loan that would provide a faster payoff
Showing options for a 60 month loan that would provide lower payments

A simple breakdown of a personal loan

Get to know the rates, fees and your payback plan

If you're approved for a $10,000 loan with a 17.98% APR and 36-month term...

Your APR

The 17.98% APR includes:

14.32% yearly interest rate
5% one-time origination fee ($500)
Your money

You would get $9,500 deposited directly in your account

$10,000

$500 = $9,500

Your payments

And, each month you would pay back $343.33 over 36 months

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