Uplift is becoming Flex Pay!Looking to manage your Flex Pay account? We'll get you set up with an Upgrade account soon. For now, continue to make payments here.
Flex Pay by Upgrade
Buy Now, Pay Later through Flex Pay
Feel good about what you buy and how you pay for it.
Low monthly payments
Easy application
No Flex Pay Fees
Simple, surprise-free monthly payments let you buy now and pay later
Make thoughtful purchases now and pay over time through Flex Pay.
Fast
Easy
Convenient
How Flex Pay works
Shop
Choose Flex Pay
Apply
Enjoy!
The best brands trust Flex Pay
Flex Pay helps you get the things you need—from last minute travel accommodations to that special purchase.
Flights
Take to the skies and get where you're going the easy way.
Cruises
See the world in style and comfort on the world's best cruise lines.
Hotels & Resorts
Plan the perfect getaway to dream destinations and resorts.
Retail
Get the things you need, from big ticket items to everyday necessities
Become a partner
A winning combination to make your sales soar.
We Partner With
FAQ
- How does Flex Pay work?
- Flex Pay is very easy to use. Just shop like you normally would. When you are ready to check out, simply select Flex Pay as your payment method.
To apply, you'll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security Number. If you're approved, just select your offer, finish checking out and you're done.
- How do I apply?
- Shop for your items and add them to your cart just like you normally would. When you are ready to check out, simply select Flex Pay as your payment method. To apply, you'll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security Number. If you're approved, finish checking out and you're done.
- Are there any fees?
- No, there are no additional fees when using Flex Pay when monthly payments are made on time.
- Who does Flex Pay partner with?
- Flex Pay partners with the brands you love the most to make it easy to purchase the things that matter most. Browse our partners.
- Who issues Flex Pay loans?
- Flex Pay loans are made through Upgrade Inc. and are issued by these lending partners.
- How are my loan term offers determined?
- We look at a number of factors, including your credit information, purchase details, and more.
- How do I make installment payments?
- You can make installment payments by visiting the Upgrade dashboard on desktop or through the Upgrade app. You can also send your check by mail.
- Can I enjoy my purchase before paying off my loan?
- Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel or check in whenever you like—even before you’re all paid off.
The same goes for retail purchases.
Buyer's Joy in action
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