Our one-page application is quick and easy. Get a decision in seconds – with no negative impact to your credit score.
Choose from amounts you qualify for between $1,000 and $50,000*, and pay it over 36 or 60 months with rates that will never increase.
Accept your loan offer and we will deposit your loan proceeds to your bank account within a day of clearing necessary verifications.
* Loans made through Upgrade feature APRs of 5.66%-35.97%. All loans have a 1% to 5% origination fee, which is deducted from the loan proceeds. For example, a $10,000 loan with a 36 month term and a 18.66% APR (which includes a 5% origination fee) has a required monthly payment of $346.60. The APR on your loan may be higher or lower. Actual rate depends on credit score, credit usage history, loan term and other factors.
** Accept your loan offer and your funds will be sent to your bank via ACH within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes this transaction. From the time of approval, funds should be available within four (4) business days. All loans made by WebBank, member FDIC.